Holidays are over, we're all tapped out... So what's the first thing to cross your mind? Work at Home "opportunities" that have come across your email screen.

I keep seeing Homemaking lists promoting this garbage. Why do I call it garbage? 99.9% of the "opportunities" are after what little resources you still have.

Here is a website by the FTC with practical information about some common business opportunity scams; how to spot, stop and avoid them; and how to file a complaint if you think you've experienced a fraud.

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http://www.ftc.gov/bcp/conline/edcams/bizopps/