Federal Government Giving $600.00 Question(s)

Hi Everyone,

I’m a bit livid at the moment. My dbf, a friend of ours, and myself

met for dinner tonight at a diner. My dbf and I live together and

granted, he pays most things. My dbf did pay my health insurance a

few times last year and I have offered to pay him back at some point

but he doesn’t want me to pay him back but I intend to somehow. I

mostly pay for food and most of the time, my gas. I drive his car

since we got rid of mine 2 years ago. The friend of ours suggested

that my dbf declare me on his income taxes. Last year we didn’t do it

because I needed the money to pay on some bills and I was paying on

my health insurance. I made about $13,269.00 in 2007 and live in MD.

We will most likely be using the short forms this year as I don’t

have enough to itemize. My questions are: If my dbf declares me on

his taxes, will I still get the $600.00 rebate that the federal

government will be giving? Will I get a refund of any kind if I

declare 0 on dependents? I know I am coming off as selfish and I

really am not. In about 6 years I’m willing to (when I reach 55) take

the money from my iras and jointly invest the money with my dbf for a

small home in a retirement community in fl. i’m looking for another

job that pays much better. i don’t have enough money to go to the

dentist and god help me if i get sick because i don’t have enough

money to cover prescriptions and i’m making monthly payments on the

bills i owe on including medical bills and bills from an auto

accident i had last year that hasn’t been settled. my dbf spends

money like it’s no big deal then complaines how much he owes in

credit card bills and he has a real good paying job. i have health

insurance through where i work as long as i work a certain number of

hours per week. tonight dbf is wanting us to go to fl to check out

the area the friend mentioned above and the friend’s girlfriend

bought a place. he went earlier this year right before his son came

down sick. here we are, and dbf buys golf clubs (ping clubs) that he

could not afford and on credit card of course. he has his son’s

medical bills to pay for since his son that is off at college came

down seriously sick unexpectly and the medical bills are sky high so

far, (i’m not close to the son. he hasn’t liked me from day 1 and it

doesn’t matter what I do. Dbf’s son says I try to mother him. I

don’t.) I keep our home pretty clean (not obsessive with cleaning

like my dbf is.) I keep things running at home and work as many hours

as I can get at my part-time job. I am counting on the $600.00 to use

to pay off some debt and have some emergency money in my savings

account. Dbf could even afford to get a root canal today and I can’t

afford to go to the dentist. I don’t like him supporting me at all.

I’m doing the best I can to find another job, but it’s very hard in

md to find a job, especially in the budget area without a degree. if

i knew that dbf wouldn’t blow the money and give me half of what i

would get back if he didn’t declare me on his taxes, i would go along

with it a lot easier. but he blew money on golf clubs and now wants

to go back to fl. we can’t afford to go to fl even though we’d be

staying at a friend’s home and i don’t want to go if the friends are

at their home. if i’m going to go on vacation it should be one we can

afford. besides, i’m not interested in vacationing with friends this

year even if it’s for 3 days. I care about getting debt paid down,

and getting an emergency fund established. I’m paying on closed

credit cards, and don’t want to open up any new credit cards, not

that I could get one with my rating (I don’t know what my rating

is.) Any suggestions? If possible, could people e-mail me privately

please?

Thank you.

Velina