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Tortilla Soup w/ Black Beans

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This Tortilla Soup with Black Beans is the kind of budget meal that earns a permanent spot in your dinner rotation. It’s hearty, tomato-rich, and packed with black beans, corn, garlic, chili powder, and a hit of lime to wake the whole pot up.

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You can keep it meatless or stir in cooked chicken if you need to stretch leftovers into a fuller meal. Either way, it’s simple, filling, and easy to make on the stovetop or in the slow cooker.

tortilla-soup-w-black-beans

Ingredients for Tortilla Soup with Black Beans

You only need a handful of pantry staples and one bag of frozen corn to get this pot going. The crushed tortilla chips thicken the broth slightly as they soften, which gives the soup a heartier texture without fussing with flour or cream.

  • 1 tablespoon olive oil
  • 4 garlic cloves, minced
  • 1 teaspoon chili powder
  • 2 cans diced tomatoes in juice, 14 1/2 ounces each
  • 2 cans black beans, rinsed and drained, 15 ounces each
  • 1 can reduced-sodium chicken broth, 14 1/2 ounces
  • 1 package frozen corn kernels, 10 ounces
  • Coarse salt and ground pepper, to taste
  • 1 cup crushed tortilla chips, plus more for serving (optional)
  • 1 tablespoon fresh lime juice, plus lime wedges for serving
  • 2 cups cooked chicken, cut up (optional)
  • 1 cup water

If fresh limes are expensive or out of season, bottled lime juice works in a pinch. Use it for the tablespoon in the soup, then skip the wedges if you need to keep the cost down.


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How to Make Tortilla Soup with Black Beans

This soup comes together quickly on the stovetop, and it adapts nicely to the slow cooker if you want dinner to handle itself while you do literally anything else.

  1. Heat the olive oil in a large saucepan over medium heat.
  2. Add the minced garlic and chili powder, then cook for 1 minute just until fragrant.
  3. Stir in the diced tomatoes with their juice, black beans, chicken broth, frozen corn, and 1 cup water.
  4. Add the cooked diced chicken now if you’re using it.
  5. Bring the soup to a boil, then reduce the heat and let it simmer.
  6. Stir in 1 cup crushed tortilla chips and continue cooking until the chips soften and the broth thickens slightly.
  7. Add the lime juice, then season with coarse salt and ground pepper to taste.
  8. Serve hot with extra crushed tortilla chips, lime wedges, and fresh cornbread if you like.

For the slow cooker, add everything except the tortilla chips, lime juice, salt, and pepper. Cook on low for 4 to 6 hours, stir in the chips during the last 15 to 20 minutes, then finish with lime juice and seasoning before serving.

If you’re cooling leftovers, divide the soup into shallow containers so it chills faster. The USDA recommends using leftovers within 3 to 4 days, and soup cools more safely when you don’t leave it sitting in one giant pot on the counter pretending that counts as a plan.


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Tips for the Best Tortilla Soup

Cook the garlic briefly. One minute is enough. You want it fragrant, not browned and bitter.

Crush the chips before adding them. Smaller pieces soften faster and thicken the soup more evenly.

Add lime at the end. That bright flavor fades if it cooks too long, so stir it in just before serving.

Season last. Between the broth, tomatoes, beans, and chips, salt levels can vary a lot. Taste first, then adjust.


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Easy Variations

Make it vegetarian. Skip the chicken and use vegetable broth instead of chicken broth.

Turn up the heat. Add a pinch of cayenne or a diced jalapeno with the garlic if you want more kick.

Make it stretch farther. Stir in extra broth and another half cup of corn if you need a little more volume for the table.

Use homemade tortillas on the side. If you like making basics from scratch, these Corn Tortillas pair well with the soup.

Try the mug version for lunch. If you want the same flavor in a faster single-serving option, Tortilla Soup in a Mug is a handy backup.


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Storage and Reheating

Store cooled soup in an airtight container in the refrigerator for up to 4 days. That’s a conservative estimate for a broth-based soup with vegetables and optional cooked chicken.

For longer storage, freeze it for up to 3 months for best quality. Leave a little headroom in the container so it can expand without making a mess you’ll resent later.

Reheat on the stovetop over medium heat or in the microwave until steaming hot throughout. If the soup thickens after chilling, add a splash of broth or water to loosen it back up.


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Serving Suggestions

Serve this soup with hot cornbread, extra tortilla chips, and lime wedges. If you want to round it out, a simple green salad or sliced avocado works well too.

For a bigger meal, set out toppings like shredded cheese, chopped cilantro, diced onion, or sour cream. That way everyone can fix their own bowl without turning dinner into a separate part-time job for you.


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💸 Budget101® Price Breakdown: Tortilla Soup with Black Beans

Ingredient
Walmart Item
Pkg Price
Amount Used
Cost Used
Olive oil
$5.94
1 T.
$0.17
Garlic cloves
$0.68
4
$0.27
Chili powder
$1.24
1 t.
$0.05
Diced tomatoes in juice
$0.78
2 cans
≈ 1 can/count = 14.5 oz = 411.068 g ≈ 1.678 cups
$1.56
Black beans
$0.72
2 cans
$1.44
Reduced-sodium chicken broth
$1.44
1 can
≈ package ≈ 4 cup(s)
$1.44
Frozen corn kernels
$0.62
1 package
$0.62
Coarse salt
$0.62
1
≈ a light shake or pinch
$0.01
Ground black pepper
$2.48
1
≈ a light shake
$0.01
Crushed tortilla chips
$2.24
1 C.
$0.24
Fresh lime juice
$0.50
1 T.
$0.25
Lime wedges
$0.50
1
$0.50
Cooked chicken
$4.98
2 C.
≈ 1 chicken ≈ 3 cups shredded
$3.32
Water
 
–
1 C.
$0.01
💸
Cost
🧾 Total Batch Cost
$9.89
👨‍👩‍👧‍👦 Cost Per Serving
$1.65

📅 Walmart prices last verified August 26, 2026. Prices may vary by location and are subject to change. Learn how to calculate the cost of a recipe on your own!

🛒 Walmart Grocery List

Not sure exactly what this batch costs you per serving? Here’s how to break down the real cost of any recipe so you know before you shop.

Frequently Asked Questions about Tortilla Soup with Black Beans

Can I make tortilla soup with black beans in a slow cooker?

You can. Add everything except the tortilla chips, lime juice, salt, and pepper, then cook on low for 4 to 6 hours. Stir in the crushed chips during the last 15 to 20 minutes so they soften without disappearing completely, then finish with lime juice right before serving for a brighter flavor.

Can I use vegetable broth instead of chicken broth?

Absolutely. Vegetable broth makes this an easy meatless soup, and the tomatoes, beans, corn, garlic, and chili powder still give you plenty of flavor. If your broth is unsalted, plan to taste and adjust the seasoning at the end instead of guessing early.

What kind of tortilla chips work best in tortilla soup?

Plain salted corn tortilla chips work best because they soften into the broth without adding odd flavors. Skip heavily seasoned chips unless you want the whole pot tasting like nacho powder, which is a very specific life choice.

How do I keep tortilla soup from getting too thick?

Use the 1 cup of crushed chips called for, then stop there until you see how the broth looks after a few minutes. If it still thickens more than you like, stir in extra broth or water a few tablespoons at a time until it loosens back up.

Can I freeze tortilla soup with black beans?

Yes, it freezes well for about 3 months for best quality. Leave the garnish chips out of the frozen portion and add fresh ones after reheating so you get crunch instead of soggy confetti.

How spicy is this soup?

As written, it’s pretty mild because it only uses 1 teaspoon of chili powder. If you want more heat, add cayenne a pinch at a time or stir in chopped jalapeno when you saute the garlic so the spice actually cooks into the base.

Can I use bottled lime juice instead of fresh lime?

You can, especially when fresh limes are pricey or dry. Use the same 1 tablespoon in the soup, then taste before adding more because bottled juice can read sharper than fresh when there’s only a small amount in the pot.

What can I serve with tortilla soup besides cornbread?

Try avocado slices, shredded cheese, sour cream, a simple green salad, or warm tortillas on the side. Since the soup is brothy and bean-heavy, a creamy topping or a crisp side balances it nicely without making dinner complicated.

How can I make this soup feed more people?

The easiest fix is to add another can of beans or an extra cup or two of broth. That stretches the pot without watering it into sadness, and you can boost the seasoning with a little extra salt, pepper, and chili powder if needed.

Why do you add lime juice at the end?

Add it at the end so the flavor stays bright and noticeable. If it simmers too long, the sharp fresh edge fades, and that little tablespoon is doing more work than it looks like on paper.

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Bowl of tortilla soup with black beans, tomatoes, corn, and crushed tortilla chips, with text reading “Tortilla Soup with Black Beans”

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🖨️ Print-Friendly Tortilla Soup with Black Beans

tortilla soup w black beans

Tortilla Soup with Black Beans

Article or recipe authorMelissa 'Liss' Burnell
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preparation time10 minutes
cook time20 minutes
total time30 minutes
A hearty tomato-based tortilla soup made with black beans, corn, garlic, chili powder, and lime, with optional cooked chicken for a heartier bowl. Serve it hot with crushed tortilla chips, lime wedges, and cornbread. Estimated batch cost is $6.24 without chicken or about $8.00 with chicken, which works out to about $1.04 to $1.33 per serving.
Servings6 servings
Coursebread, Dinner, lunch, Soup
CuisineMexican-American
Budget101 Price Breakdown$6.24

Ingredients

  • 1 tablespoon olive oil
  • 4 garlic cloves minced
  • 1 teaspoon chili powder
  • 2 cans diced tomatoes in juice 14 1/2 ounces each
  • 2 cans black beans rinsed and drained, 15 ounces each
  • 1 can reduced-sodium chicken broth 14 1/2 ounces
  • 1 package frozen corn kernels 10 ounces
  • Coarse salt to taste
  • Ground black pepper to taste
  • 1 cup crushed tortilla chips plus more for serving (optional)
  • 1 tablespoon fresh lime juice
  • Lime wedges for serving
  • 2 cups cooked chicken cut up (optional)
  • 1 cup water

Instructions

  1. Heat the olive oil in a large saucepan over medium heat.
  2. Add the minced garlic and chili powder and cook for 1 minute.
  3. Stir in the diced tomatoes with their juice, black beans, chicken broth, frozen corn, and water.
  4. Add the cooked chicken if using.
  5. Bring the soup to a boil, then reduce the heat and simmer.
  6. Stir in the crushed tortilla chips and continue cooking until the chips soften and the soup thickens slightly.
  7. Add the lime juice and season with coarse salt and ground black pepper to taste.
  8. Serve hot with extra tortilla chips, lime wedges, and cornbread if desired.

Recipe Size Alteration

💡 If you altered the ingredients above by doubling or tripling the recipe, you may also need to change the pan/dish size and adjust the cook time.

Notes

Prep time and cook time are estimated from the original method.
Estimated cost is based on current online ingredient pricing and will vary by store, brand, and season.
For a slow cooker version, add everything except the tortilla chips, lime juice, salt, and pepper. Cook on low for 4 to 6 hours, stir in chips during the last 15 to 20 minutes, then finish with lime juice and seasoning.
Store leftovers in the refrigerator up to 4 days or freeze up to 3 months for best quality.

Tried this recipe?

Let us know how it was!
Melissa 'Liss' Burnell, Founder of Budget101

👩‍🍳 About the Author

Melissa "Liss" Burnell started Budget101.com in 2001 because she needed it to exist — not because she saw a market opportunity. She was feeding a family of four on under $200 a month, and people kept asking how, so she started writing everything down.

That turned into 25 years of recipes, debt-busting strategies, and DIY content — including figuring out how to make 128 loads of laundry detergent for less than $2. Millions of families have quietly used this site to stretch a dollar without feeling like they're sacrificing anything. She's also the author of two bestselling budget cooking ebooks, available on Amazon.

📚 More on the About page, or find her on Pinterest, Instagram, and Facebook.

5 thoughts on “Tortilla Soup w/ Black Beans”

  1. this recipe is absolutely wonderful! i made it for supper last night with some homemade cornbread. i accentuated the whole course with freshly made lemonade, which complemented and rounded out the whole meal.

    it was filling, delicious and inexpensive.
    yum!!

    Reply

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