Money Matters » Credit Repair 101- Step 1

Credit Repair 101- Step 1

by | 6 Comments
Credit reports from three major credit bureaus arranged with a highlighter and coffee beside Credit Repair 101 Step 1 text
fb iconpinterest icontwitter iconlinkedin iconbuffer icon
This post may contain affiliate links, see Disclosure.

Week 1: Introduction to Repairing your Credit

Step 1: Request a Copy of your Credit Report from each of the 3 major credit reporting agencies.

Here is a sample request letter that you can use to send for your credit report at each of the 3 major credit reporting agencies. You’ll need a copy of each report before you can start to repair your credit.

Request Credit Report
FREE DOWNLOAD
Request Credit Report
Here is a sample letter you can use to request a free copy of your credit report from each of the Credit Unions
PDF • 8.17 KB • Version 1.2

sample request letter

Equifax
Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374
To order report: 1-800-685-1111
To report fraud: 1-800-525-6285
Web site: www.equifax.com

Experian (formerly TRW)
National Consumer Assistance Center
PO Box 2002
Allen, TX 75013
To order report: 1-888-397-3742
To report fraud: 1-888-397-3742
Web site: www.experian.com

TransUnion LLC
Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022
To order report: 1-800-888-4213
To report fraud: 1-800-916-8800
Web site: www.transunion.com

📌 Love this Credit Repair 101- Step 1? Pin it!

Credit repair guide graphic with credit report documents and text reading “Credit Repair 101: Step 1”

Melissa 'Liss' Burnell, Founder of Budget101

👩‍🍳 About the Author

Melissa "Liss" Burnell started Budget101.com in 2001 because she needed it to exist — not because she saw a market opportunity. She was feeding a family of four on under $200 a month, and people kept asking how, so she started writing everything down.

That turned into 25 years of recipes, debt-busting strategies, and DIY content — including figuring out how to make 128 loads of laundry detergent for less than $2. Millions of families have quietly used this site to stretch a dollar without feeling like they're sacrificing anything. She's also the author of two bestselling budget cooking ebooks, available on Amazon.

📚 More on the About page, or find her on Pinterest, Instagram, and Facebook.

More in Money Matters

6 thoughts on “Credit Repair 101- Step 1”

  2. thank you for fixing it but now when i download it and try to open it in adobe reader. it tells me that it is either not a supported file or it was damaged through email and wasn’t decoded correctly.

    Reply

    • Thank you for fixing it but now when I download it and try to open it in Adobe Reader. It tells me that it is either not a supported file or it was damaged through email and wasn’t decoded correctly.

      So sorry, just re-uploaded it and downloaded it to test, works fine now.

      Reply

  5. to make life easier for us, the federal trade commission offers many helpful articles at federal trade commission | protecting america’s consumers
    under “i would like to..” they offer a link to “get a free copy of my credit report” which states:

    you’re entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies. Order online from annualcreditreport.com, the only authorized website for free credit reports, or call 1-877-322-8228. You will need to provide your name, address, social security number, and date of birth to verify your identity

    annualcreditreport.com is super easy and time saving without having to worry about companies that are trying to make a profit off you. Request one every year! 🙂

    Reply
💬 Join the conversation
What would you add to Credit Repair 101- Step 1 based on your own experience?

Leave a Comment