Committed but not always thrilled about it...
by, 02-05-2009 at 04:29 PM (1211 Views)
After a lifetime of non-budget living, I am in the midst of a major change. The combination of marrying an amazing man (who is coincidentally incredibly frugal and financially savy) and racking up tens of thousands of dollars in student loans led me to make a total shift in the way I view and spend money. I am committed to paying off all of my debts as quickly as possible; this includes credit card debt, my car loan, and all of my student loans.
I began this journey last January when I graduated with my master's degree. In the past year, I have been able to pay off all of my credit card debt and my car loan. Now, its on to my student loans.
While this has been a tremendous learning experience, it has not been easy. I struggle each day to remember why we're doing this and why this is worth it. Intellectually, I understand that this will pay off in the future, but emotionally, I sometimes wonder if the extra stress is worth it. I know it is -- I just wonder when I'll develop the Joan of Arc/ Mother Theresa ability to appreciate the struggle. Is it enough that I do this even though I don't like it?