› Budget101 Discussion List Archives › Budget101 Discussion List › Would like suggestions and advise (long)
- This topic has 23 replies, 1 voice, and was last updated January 5, 2008 at 1:01 am by .
- AuthorPosts
- January 5, 2008 at 1:01 am #255017
Guest
I have really started saving a ton by using the
priciples that they use on grocerygame.com i
don’t actually belong to that site but i do all theresearch on my own. i used to spend around $400-500 a
month on groceries and now I am down to like $200-250.
Basically you stock up a lot when you get great deals(like buy one get one free sasles and then add 2
coupons to that deal to make it even cheaper). You
will spend a little more in the beginning to stock upbut once you do it for a month or two, you will be
using groceries that cost more than half of regular
price. Every week I check out all the sales ads forthe local grocery stores to see what has the really
great deals!
Hope that helpsAmy
— Herlean <wm_jun99@yahoo.com> wrote:
> Welcome Betty,>
> I find the largest variable cost in our finances
> right now> is groceries. We can cut back on driving to
> alleviate
> gasoline costs, other than my hubby driving to work> (about
> an hour each way, sometimes 7 days a week) – and gas
> just> jumped up to $3.20 a gallon around here this past
> week.
>> I am constantly looking for ways to cut the food
> budget.
> The best I know of is to eat at home. I read a lot> of
> recipes online (Cooking Light and RecipeZaar and
> Cooks.com> are great websites) and keep the pantry stocked to
> try a
> new recipe or two every two weeks. That way, I> don’t get
> bored and I get better use of our grocery bills.
>> I am looking for ways to cut those and other
> household
> expenses. One of our big goals for 2008 is to pay> down our
> debts and build our savings.
>> Herlean
>
> — Betty <bbor1212frugal@aol.com> wrote:>
> > My name is Betty, I will turn 60 the end of March.
> My> > household
> > consists of myself and two cats, Kitzel and
> Missie.> >
> > I am currently working full time for $10 per hour.
> There> > are rumors
> > of possible cutbacks. I just started this job the
> first> > part of
> > August or 2007 so am feeling a lot a insecurity
> regarding> > my job.
> >
> > My house, car, and credit cards are paid in full.> The
> > credit cards
> > have no annual fee and are part of my backup plan> for
> > emergency
> > expenses.> > I do not subscribe to any newspaper, magazine or
> cable or
> > any> > orgianization that requires dues — I use the
> internet
> > instead. I use> > dsl(lite) to access internet which is bundled with
> my
> > landline phone.> > because the dsl and phone are bundled, my dsl
> costs me
> > only about $3> > a month more than if I would have dial-up.
> >
> > I do have cell phone service that cost me $10 per> month.
> > [My brother,
> > niece and nephew had a line they weren’t using and> added
> > me to their
> > family plan providing I pay for the service for> that
> > phone.] Cell
> > phone is currently intended to be used as “safety> > equipment” so only
> > have a few hours per month available to me for
> calls> > outside the
> > family plan.
> >> > I have several hobbies that I enjoy. Expenses for
> my
> > hobbies average> > less than $15 total per month. I rarely eat at
> > restuarants, less than
> > once a month. Several times per year I participate> in a
> > ebs
> > meal/gathering [ebs=everybody bring> > something]
>
> >> >
> > the grocery stores in the area i live do not
> double> > coupons. in a
> > thirty mile radius from my home, i have only found
> one> > store that
> > will honor interent coupons. that store is enough
> more> > expensive that
> > using coupon there cost more than buying elsewhere
> > without coupon.> > without double coupons or internet coupons i feel
> very
> > limited a how> > much i could save using coupons.
> >
> > of the two angle food ministry distribution> locations
> > that i know
> > about in minneota, the closest is about 2 hours> away, the
> > other is
> > about 3 1/2 hours away. I looked for SHARE program> in
> > Minnesota but
> > could not find any locations. I know of a food> shelf in
> > town 20 miles
> > from my home. They limit the number of times per> year
> > that you can
> > use it. One can only use food shelf 12 times per> year.
> > Visits to food
> > shelf must be at least a week apart. Don’t want to> use it
> > yet as I
> > want to keep my options open in case things get> rough
> > later.
> >> > I have some huge finanical challenges. I have a
> $12,000
> > street> > improvement accessment that has been attached to
> my
> > property tax. I> > also have hanging over me the fact that I have to
> fix my
> > basement> > walls.[Defect in construction of walls was
> aggravated by
> > things that> > occurred during street project.– My insurance
> won’t pay
> > and I can’t> > prove which of three sources is primary fault so
> can’t
> > suit to help> > offset cost of repair.]Last fall the lowest
> estimate for
> > fixing> > basement was “at least $10,000, we’ll do good if
> we keep
> > it under> > $20,000″
> >
> > Now that I have laid out my situation, I will> admit I
> > have been lax
> > on tracking and managing inventory of consumables,> food
> > and
> > other,that I have on hand and could do better in> that
> > area. I would
> > like to hear suggestions and advise regarding> (1)reducing
> > cost and
> > waste of groceries; (2) generating income from at> home.
> >
> > Betty (in Minnesota)> >
> >
> >> >
> >
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>=== message truncated ===
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