Worst budgeting item..

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      I also spent $$ for my 2 kiddo’s “extra” activities while they were younger (and I was a single mom for 10 years of their childhood). I really don’t regret it too much because of the skills they learned,rich experiences and friendships they had because of those activities. There was value in keeping them constructively busy as long as I did not neglect other essentials (healthcare, savings, etc.) to fund their enrichment. Scholarship opportunities were also a benefit of such activities 🙂

      Now, eating away from home is our pitfall. The kids are on their own (for the most part) and we need to funnel more $$ into retirement planning. My husband and I religiously carry our snacks and lunches (leftovers) to work, almost always carry a drink from home when running errands, etc., and generally cook dinner at home most evenings; however, the temptation is great to go out to eat after church on Sunday most weeksand if we don’t schedule our errands carefully it is easy to “pick something up while we’re out and just hold whatever has been planned and/or prepared for another time”.

      I try to use coupons to trim costs for dining out, drink water, etc., but it still really can add up especially if we go out more than 1x/week! I like eating out to be an occasional treat to look forward to, not simply a budget-buster “just because”.

      The other item that myDH does that kills the budget and simply irrates me to no end is call information regularly on his cell phone ($1.79 each call with Sprint) for telephone numbers versus using FREE 411 or a similar service, using the internet (Anywho) or an old fashioned phone book. The convenience is simply not worth $1.79 per call to me . . .

      Dry cleaning/laundry is another pitfall — I guess I have more work to do on improving our budget than I originally thought . . .

      — On Wed, 3/19/08, Tressa Watts wrote:

      From: Tressa Watts
      Subject: Budget101.com : Worst budgeting item..
      To: “budgetgroup”
      Date: Wednesday, March 19, 2008, 8:39 PM

      I am curious what everyones downfall is on their budgeting? I can do great on clothes for mebut I am terrible with clothes for my 13 year old daughter.
      I think it is because I didnt have nice clothes etc when I was a kid. I also splurge on fruit. I know that sounds silly but I remeber that as a kid alot of FRuits were not in my moms food budget..we recieved food stamps, government cheese etc during the winter because my parents worked construction and there wasnt much work during winter.
      Another bad thing is sports for my daughter…. camps, gear, uniforms, shoes etc. I am sure I have spent over $5,000 this year alone on sports for her with elite volleyball and travel (cost $900 team dues just to play not counting hotels, gas shoes etc) She also went to basketball camp at Ganzaga. How do parents with more then 1 kid do it? Around here if you are not doing the camps and elite teams on the off season you will not be playing on a highschool
      team. She hopes to be playing varsity next year her freshman year. Not only she enjoys it but it keeps her busy so she is not in trouble…
      anyways just curious how if others have “bad budgeting items” or is everyone really good with their budgets?
      I am here to save on little things I wont miss so I dont have to miss the other things I really enjoy so all the little tricks really do help.
      Benton City, WA

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