Wic & Foodstamps, selling houses, assets, etc.

Budget101 Discussion List Archives Budget101 Discussion List Wic & Foodstamps, selling houses, assets, etc.

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      I would truly ask about the house thing.

      For food stamps and medi-cal, they allow one car, no problem

      (give approximate value), when you owe money on it, it is considered an

      asset, but they don’t consider that you necessarily own it, because

      usually you owe money on it. and there is a lien on it, that is a

      benefit to you, not them.

      as for housing, they don’t have a problem with you owning your house,

      but they do have you turn in your mortgage statements.

      we did this for health insurance for the kids. they do need to know how

      much you make and how much your mortgage/rent is.

      **owning a house does not pose such a problem, but the key thing is that

      it is your primary residence **that you live in it**, the moment you

      tell them you have a boat, 2nd house,computers, etc, –then don’t bother

      lol

      those are the key things they look for, including jewelery not counting

      your wedding rings. –you may be hiding the crown jewels somewhere, but

      there are times when people need the help, even if its temporarily, they

      aren’t all there to be mean/make life difficult.

      my husband’s job never offered insurance and he had stinky pay for a

      good while, so we qualified (even while owning a house–we lived in

      it,of course)

      for medical insurance for our kids— but the moment he got his raise,

      i wrote them and had our kids removed off their program, so we could pay

      for it. but we are ever so grateful that our kids were rarely sick,

      and that those basic yearly check ups were comfort, in case something

      did happen.

      –there are also lots of programs someone can fall under, under income

      guidelines. and if you get a good person, they are there to help. don’t

      let someone intimidate you….–they don’t tell you that.

      –remember, guidelines differ from food stamps and medi-cal, vs free

      lunch programs and wic, or even state health insurance where you can pay

      for kid’s health insurance (and dental).

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Budget101 Discussion List Archives Budget101 Discussion List Wic & Foodstamps, selling houses, assets, etc.