- This topic has 10 replies, 1 voice, and was last updated February 6, 2007 at 4:12 pm by .
- February 6, 2007 at 4:12 pm #250905Guest
I would start out with a notebook and a pen.
Or Microsoft Excel, just to get every debt/expense/penny written down.
Until you are fully aware of every single thing, there is no real reason to invest in a computer program.
I hear that Quicken is a good one. I have used Microsoft Money in the past, but I prefer the Excel spreadsheet. I can even make up a pie chart to track our spending.We are working with the Ramsey ideas ourself. Decided to put the tax refund into the bank to take care of the emergency fund. The snowballing is happening afterwards. I am determined to conquer the debts and financial situation ASAP.
wrote: My DH and I have settled on a budget utilizing the “envelope” system
incorporated with the “Dave
Ramsey” plan. He has started to invest in
401K and I will too by this summer. We are planning to invest in our
first home, and maintain school loans, “snowball”, and possibly look at
investing by the end of the year. We’ve always used TaxAct.com to file
our taxes, but this may be the first year we will be itemizing.Any suggestions to which one is more for us? I had utilized
Mvelopes.com last year, but had trouble keeping up with the monthly
membership. I would rather invest in a “budget” type program that I
could get the most of in one shot.
Quicken Basic ($29.99), Deluxe ($49.99), or Premiere ($69.00)?
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