- This topic has 3 replies, 5 voices, and was last updated October 30, 2018 at 11:28 am by .
- April 21, 2017 at 10:34 am #377763
i think i need guidance on budgeting, i don’t know where my earnings go and i still do not have savings and investments. where can i get some financial advice? i really need to start on my financial planning.
- April 22, 2017 at 4:23 pm #463683
I have online banking, and my bank categorizes most of my transactions and I can see them in a pie chart. This way I can see where most of my money is going, so check with your bank to see if they offer this kind of information.
Hope that helps,
- June 9, 2017 at 4:53 am #464066
You should consult first your trusted relatives or a family member in relation to your finances. One other option is to ask help from a financial advisor their best financial advice.
- June 11, 2017 at 5:56 am #464075
you can read a book on personal budgeting – just go to the library and borrow a book. It’s a very basic account and arithmetic. Then just start collecting your expenses and keep track of it.
It’s not about learning – but discipline in keeping track of everything!
- October 30, 2018 at 11:28 am #465100
Firstly, gather every financial statement from different accounts like your savings account, trading account, etc. Then record all of your sources of income.
Create a list of monthly expenses. Then break expenses into two categories: fixed and variable. Total your monthly income and monthly expenses.
Finally, make adjustments to expenses. This should help you.
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