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      Either. Some budget gurus say to use it on the account with the

      lowest balance, so that you can get one bill paid down fast and SEE

      the results quickly, which, in turn, makes you feel better. Others

      say to apply it towards the debt with the highest interest, although

      you don’t see the return or result as quickly.

      On Sat, Aug 16, 2008 at 10:17 PM, Nicole <bnlbjfamily@yahoo.com> wrote:

      > Would you pay extra on a house loan or a student loan? The student loan

      > is broken into small private loans. I think this is my best option. On

      > the other hand we refinanced our home to help some family out and I

      > would like to get the principal down.

      >

      > I would appreciate any advice.

      >

      > Nicole

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