What are 25 different ways you save money?

Budget101 Discussion List Archives Budget101 Discussion List What are 25 different ways you save money?

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      (1) Always shop with a list. This means for groceries, clothes, etc. No matter where you shop (warehouse club, regular retail grocery chain, thrift store, etc.) This way, youleave home with enough money to shop and your prepared list. You don’t distracted by the “fluff” atthe store designed to take youaway from your list. (2) Shop with cash. Not your debit card. Not a credit card. Hard, cold cash. When you have to actually count out $______ from your wallet, you are well aware that you spent $_____ amount of money. It is a proven fact that when you pay via other means, you spend 20% or more than you would when using cash money. (3) Use what is in your pantry to make meals. Use a cookbook. If you don’t know how, learn how to do it. Trial and error, like we all did. It saves a lot of money over eating out.
      Start small with PB&J and work your way up. Eating out for breakfast, lunch and dinner, even if it a trip to McDonalds or Burger King instead of sitting down at Applebee’s or Ruby Tuesday, it still adds up. (4) Make a thermos of coffee, tea, hot chocolate when you head out. Skip the Starbuck’s run. (5) Bake your own bread, muffins, etc. instead of going to Starbucks for them. I made a dozen pumpkin muffins for $1.12 (mix was on sale) at home. One slice of pumpkin bread at Starbucks is $2.85. (6) Hang a clothes line in your laundry toom. It will help save on laundry costs. Learn to iron. A good investment: A Rowenta (brand name) iron glides easily over clothes. The cost saved on using your dryer and pressing the items or steaming them with the iron is worth it. (7) Combine trips. Save on
      gas. (8)Use public transportation and/or walk when possible – saves on gas. (9) If you mail things often, packages and such, have the Post Office come to you and pick them up. I think you have to include at least one item Priority Mail, but check http://www.usps.com for details. (10) Put your food in airtight containers. Crackers, pretzels, breakfast cereals, oatmeal, dog biscuits, cat treats, etc. will last longer and you don’t need to replace them because they went “bad”. (11) Take a cooler of water with you in the car when you go out to do errands. Pack a sack lunch too. If you are out and hungry, you are less tempted to hit the drive thru if you have food packed with you. Thermos makes a stainless steel food container that will keep hot foods hot or cold
      foods cold for hours. It is wide-mouthed, for soups, stews, hot dogs, whatever you want to put into it. Target sells them for about $15. I recommend the stainless steel version over the glass-lined. If the glass-lined one breaks, it is shot. Stainless steel will last for years. I have had a couple of them for more than 5 years each. $3 a year???? No brainer. (12) A lot of money is wasted on food. Look at your budget and spending patterns. We spend a lot of it at the grocery store. We don’t eat out very often (1-2 times every 3 months maybe). I used the slow cooker (we have more than one); the pressure cooker (great tool!!!). Herlean

      sandy miller wrote: I go to garage sales,yard sales,etc to buy clothing,grapevine wreaths,things needed for our home and watch freecycle for any needed furniture,etc.I bring the wreaths home,strip everything off,wash them and let them dry.Then I go to clearance sales for things needed to re-furbish the wreaths and then at Christmas and birthdays I give them as gifts.I decorate a wreath for every season for each family that I give them to.I also go to second-hand clothing stores also to buy clothes for our family and can get some very nice clothes for
      cheap-especially if I go when they have a store-wide sack sale for one money.I also go to after Christmas sales to buy as much as my Christmas gifts for the next Christmas as I can possibly get.If I find a really neat and great working toy for my granddaughters at the garage and yard sales that the girls do not have,I buy it,bring it home and clean it very well(disinfect it too)and re-furbish it to give to them for their birthdays and Christmas.I have stopped buying groceries at our Walmart superstore and starting going to the mom and pop grocery store here in town.Yes on some things they are higher than Walmart BUT they have gas cards that hey have given out to their customers and when you go to check out they will scan your card before they ring up your groceries and depending on what you buy,you can end up saving between .10-.50 per gallon of gas at the gas station they own as well.
      Sandy

      DGates wrote:

      Some of these we have always done but we started to stop eating out but once a week instead of several times a week.We spend under 20 to do this just so mom can get out. I noticed last week that not only were we paying all our bills on time or ahead but that we had money left for actually stocking up at the grocery store on good deals. I now have a pantry full and freezer full so that I don’t have to necessarily shop every week besides the milk I need. I’m so happy and christmas will actually be a joy this year without feeling overwelmed.

      Donna Winning and loving it.

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Budget101 Discussion List Archives Budget101 Discussion List What are 25 different ways you save money?