> A problem I have is that someones birthday or anniversary will come
> up or an oil change or doctors bill.. just something I didn’t expect.
When you think about it, birthdays, anniversaries, oil changes etc. ARE
predictable. I think most people don’t put enough categories into their budget.
My budget is in an Excel spreadsheet, and the categories (and sub-categories)
take up two pages when printed in “landscape” mode.
Perhaps we could all try to think of categories that people might forget to put
in their budgets, and post them here. Here are a few to get us started:
– AAA membership
– printer ink, paper, etc.
– yearly excise tax on car
– children’s birthday parties
Suzanne
Join this group to find out about local deals and
bargains:
https://groups.yahoo.com/group/frugalinmassachusetts/