Very frustrated!!!

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      I don’t know about re-fis. I am currently buying and my scores are alittle lower than yours, with a Bankruptcy 2 years ago….I went through Capital One. Give them a call, I had an answer within an hour….. Also you must know that the mortgage industry is rapidly changing because of a bunch of foreclosures and so many people getting loans that they really couldn’t afford. I have confirmed that they have discontinued many programs that ‘regular’ (and poor) people used to depend on to become home owners. So this may be why you are having some challenges….. Stephanie

      Fussy? Opinionated? Impossible to please? Perfect. Join Yahoo!’s user panel and lay it on us.

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