Traveling without credit cards

Budget101 Discussion List Archives Budget101 Discussion List Traveling without credit cards

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      I pay cash only to avoid these problems of my debt card on hold which causes me to run out of cash! Denise

      dnawalker wrote: ALL of our grocery stores here: Winn-Dixie, Publix, Kroger,
      Piggly-Wiggly, and the small mom and pop organizations will put a hold
      on your money REGARDLESS of if you use as a debit card or not. The only
      time I use my check card and it does not immediately appear on my
      account to my posted balance or as a check card hold is when I sometimes
      pay for
      gas. It depends on the gas station.

      This is how the check card transactions work. There are two balances
      used on your checking account: posted balance and available balance. If
      you make a transaction and enter your pin, it will usually post
      immediately to your “posted balance” on your checking account. If used
      as a credit card, they will put a “hold” on the money and the
      transaction will appear under check card hold. The Posted Balance minus
      the check card holds will equal your available balance.

      April

      <<
      credit card they do not.

      Karin Mueller <KarinLM@gmail.com > wrote: So
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Budget101 Discussion List Archives Budget101 Discussion List Traveling without credit cards