- This topic has 19 replies, 1 voice, and was last updated April 12, 2008 at 3:46 pm by .
- April 12, 2008 at 3:46 pm #257301
i have to either put in a pin or sign the receipt when using my debit card at walmart and almost everywhere else with the exception of fast food restuarants where they just swipe it. i live in rural alabama. annette
wrote: So you are putting in a pin number at the grocery store? And they aren’t putting a large amount on hold? Do you live in a small town?
We use our debit card around town and just swipe it like a credit card. It comes out of our
checking account immediatley for the exact amopunt. We never use it as a debit card where you need to put in the pin number.
klmon wed, apr 16, 2008 at 8:13 AM, Mike Hurst <email@example.com> wrote:once again that isn’t true i never use mine as debit card except for at the grocery store.On 4/15/08, Karin Mueller[/B] <KarinLM@gmail.com> wrote:that’s it exactly.
if you use yourr pin number, then you are using it as a debit
card and they put a hold on the money. if you use it as a credit card, they don’t. karin lmon tue, apr 15, 2008 at 7:15 AM, Monica <firstname.lastname@example.org> wrote:
>>That isn’t true.
They will still put a hold on it if that is there policy.<< That surprises me to hear. I apologize if I gave out false info. It has always been my understanding that they are accepted the same as cc‘s because the logo holder (visa/mc) guarantees the payment just like they do on the cc.
They can put holds on credit cards as well.
The same way they protect the purchaser the same as they do cc holders on purchases.We do not use credit cards and have used a visa debit card exclusively for 10+years and I have never had a hold put on my account for reservations of any type in all that time and we travel a lot. hmmm?
i‘m curious which hotels will do that because I do not want to use them. The only exception that I have ever run across was at the gas pump. My dh entered the pin instead of running it as a credit card. They put a $100 hold on our account which was a pain.
Maybe the hotels and car rentals willThat might explain it. Monica “If you put garbage in a computer, nothing comes out but garbage. But this garbage, having passed through a very expensive machine, is somehow ennobled and none dare criticize it.” – Anonymous white;” width=”1″>
put a hold if you use your pin instead of running it like a cc as well?
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