The gift of Duct Tape

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      BiggerPiggyBank

      Re: Buying clever frugal gifts is dangerous for me!!

      For me, I give myself an allowance on what I know can be spent. I
      don’t use a credit card, and we don’t have a checking account. If I
      don’t have the money in hand, it doesn’t get bought.

      When you KNOW you are going to be shopping, limit the amount of
      spendable cash you have on you, and leave the credit card and check
      book at home!

      Good luck!

      Heather

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