Thanks for Budget Help ;)

Budget101 Discussion List Archives Budget101 Discussion List Thanks for Budget Help ;)

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    • #250146
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      Hey all 😉

      I wanted to thank you for the emails to help me try to figure out
      this budget thing. A lot of you have mentioned how my internet seems
      high. It is DSL service and that is why. If I switch to dial-up will
      the internet be really slow then?!?! I was looking at Earthlink and
      they have a special where it is $10.37 the first 6 months.

      Another thing mentioned was my mobile phone. I have unlimited service
      (unlimited minutes) and long distance. So its a flat rate of $50 a
      month. It looks like I could/can eliminate my home phone.

      I actually just ended up paying for my auto insurance for the next 6
      months. So I only have $30 a month for renters now. This is how my
      budget looks right now.

      Now below it says spending money. When I think of spending money I am
      thinking dining out, Starbucks, going to movie theatre, to bars /
      clubs, etc. Should this be under “Food?” Or did I catagorize it right?

      $650 Rent
      $226 Car Payment
      $250 Credit Cards & Misc. Other Bills
      $30 Renters Insurance
      $150 Food/Cleaning (For Myself & My Puppy & My Fish)
      $50 Mobile Phone Bill
      $40 Direct TV
      $21.95 DSL Internet
      $20 Electric
      $80.00 Gas/Petrol
      $120 Spending Money/Entertainment

      That roughly leaves $20.00 left over. I want to save, but in a more
      aggressive manner than $20, so it frustrates me. Again I am saving
      about $50 a month through my works 401K programme. Plus they match a
      little, so it really is like $75 going into 401K. Im just trying to
      think practically and if something were to happen and I needed $$$ I
      wouldnt have that much.

      Any advice on the savings issue?

      Thanks again!!

      Erin

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Budget101 Discussion List Archives Budget101 Discussion List Thanks for Budget Help ;)