If you are a christian, please check out Crown Ministries. Also look
into the statistics of divorce related to money. Couples will always
argue about not having enough money because it is easier to do this
than talk about real issues. Why do you go out to eat? Why do you
have a new car? Why do you buy new clothes every season? Just some
examples. We make $30000 a year with 2 children and are paying our
house off in 5 years. We own our cars and grow a garden. We also
barter a lot and do side jobs when the opportunity arrises. I hope
this gives some hope and new insight.
Jennifer