Saving for retirement

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      The gal that did our taxes this year brought this one up because of my hubby
      and we are only in our mid 20s. The main thing that she mentioned was to see
      if the employer had a 401k program. The main thing that I could think of
      would be getting a separate savings account that is set up so that the only
      way to touch the money is face to face.

      After you have this set up start
      putting money into it and after you have enough money in it get a CD or
      savings bond and place it in a safety deposit box. Continue to do this and
      and by the time that you retire you could/should have quite a bit saved up.

      Susan

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