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      Eliminate credit cards. Do not use them.

      If you have them, pay them off ASAP.

      Cut them out of your life however you have to. They are not your friends!

      Herlean

      “leonard.wilson2008” <leonard.wilson2007@gmail.com> wrote:

      Besides saving a fixed amount on a daily & consistent basis, what is a

      method of bringing down debt?

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