Questions about getting rid of all credit cards

Budget101 Discussion List Archives Budget101 Discussion List Questions about getting rid of all credit cards

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      Once again, I have charged my credit card up to the limit (luckily I

      have a low limit on the card). I have decided that I no longer want to

      have ANY credit cards. They have caused me nothing but trouble. I

      have been in and out (mostly in) credit card debt for 25 years. It is

      exhausting and there is no way I can live the rest of my life (probably

      at least 40 years) like this. I would like to just use a debit card

      instead and just not have any credit cards. Do you all have credit

      cards?

      I am really afraid of having problems renting a car. I go on a few

      trips each year, sometimes alone, and sometimes the rental car

      companies require a credit card and will not accept a debit card. Is

      there a way to get around this? What do you all do? What about pre-

      paid credit cards? Do rental car companies take them?

      Other than the rental car problem, is there any other reason why I must

      have a credit card? can a person really get by with just a debit card

      and maybe a pre-paid visa? i just want to get out of this hell.

      your help will be greatly appreciated.

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Budget101 Discussion List Archives Budget101 Discussion List Questions about getting rid of all credit cards