Questions about getting rid of all credit cards

Budget101 Discussion List Archives Budget101 Discussion List Questions about getting rid of all credit cards

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    • #259497

      Wow, I never heard of these ideas. Ann in Arkansas is a smart cookie. I’d

      love to see a few of my friends use these ideas to restrain from using

      credit cards!

      ~ Rustey

      .
      Original Message
      .

      From: Budget101_@yahoogroups.com [mailto:Budget101_@yahoogroups.com] On

      Behalf Of Ann Garner

      Sent: Sunday, July 06, 2008 6:36 PM

      To: Budget101_@yahoogroups.com

      Subject: Re: Budget101.com : Questions about getting rid of all credit cards

      >

      >Other than the rental car problem, is there any other reason why I must

      >have a credit card? can a person really get by with just a debit card

      >and maybe a pre-paid visa? i just want to get out of this hell.

      if you can not tell yourself no, there are a few things you can do to

      keep your credit card and not be able to easily use it. for one

      thing, **don’t carry it with you** unless you are on that trip where

      you need to rent the car. if you need a little self-control help,

      take a container, put water in it about half full, place the card on

      top of the water, and freeze. fill this the rest of the way with

      water and freeze that. when you need the card, you will have to take

      out the container and let it thaw on the counter or in the

      sink. you can not use an ice pick, boil, or microwave to melt the

      ice–those processes will damage the card. the trick i use is that

      i have mine in a little plastic sleeve with “new house” written on it

      in sharpie pen. that reminder is more than enough to keep me from

      using that card unless i *really* need it, such as when the car lost

      it’s serpentine belt last summer.

      ann in arkansas

      .

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Budget101 Discussion List Archives Budget101 Discussion List Questions about getting rid of all credit cards