Questions about getting rid of all credit cards

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It sound like you should sign up for the Dave Ramsey group,they give great advice on finances.We use to rent cars all the time before we had a credit card.We always use Thrifty Rental they had great deals and they were the only ones that accepted a debit card. I believe Budget is also part of Thrifty but not sure.The only thing is since it was debit card you had to sign an agreement having enough funds and they took a deposit of $150 but they usually would deposit it right back after 12-24hrs. so it wasn’t a big deal.This all might have changed, the last time we rented a car was in 2006 so I would check with them first and call around.I understand what your facing, I only have one cc and it’s paid in
full,thank God for the 2007 Rebate checks.

Sally

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Original Message —-
From: bodymindspirit7
To: Budget101_@yahoogroups.com
Sent: Sunday, July 6, 2008 1:55:36 AM
Subject: Budget101.com : Questions about getting rid of all credit cards

Once again, I have charged my credit card up to the limit (luckily I

have a low limit on the card). I have decided that I no longer want to

have ANY credit cards. They have caused me nothing but trouble. I

have been in and out (mostly in) credit card debt for 25 years. It is

exhausting and there is no way I can live the rest of my life (probably

at least 40 years) like this. I would like to just use a debit card

instead and just not have any credit cards. Do you all have credit

cards?

I am really afraid of having problems renting a car. I go on a few

trips each year, sometimes alone, and sometimes the rental car

companies require a credit card and will not accept a debit card. Is

there a way to get around this? What do you all do? What about pre-

paid credit cards? Do rental car companies take them?

Other than the rental car problem, is there any other reason why I must

have a credit card? can a person really get by with just a debit card

and maybe a pre-paid visa? i just want to get out of this hell.

your help will be greatly appreciated.

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