Questions about getting rid of all credit cards

Budget101 Discussion List Archives Budget101 Discussion List Questions about getting rid of all credit cards

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      i just turned 34 and I have never had a credit card in my life. I travel a lot for business (andam reimbursed monthly by the company I work for-therefore I have to use mu personal “card”). I rent cars at least once a month for the last 5-6 years and have never been questioned with my personal debit card.

      I have one with a mc logo and one with a visa logo and have never had an issue with either one. i never remember my pin # so i always have stores run it as “credit”. i use different rental car places, not the same one and they have never asked me.


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      from: bodymindspirit7
      Date: 7/6/2008 12:44:03 PM
      To: Budget101_@yahoogroups.com
      Subject: Budget101.com : Questions about getting rid of all credit cards

      Once again, I have charged my credit card up to the limit (luckily I
      have a low limit on the card). I have decided that I no longer want to
      have ANY credit cards. They have caused me nothing but trouble.

      I
      have been in and out (mostly in) credit card debt for 25 years. It is
      exhausting and there is no way I can live the rest of my life (probably
      at least 40 years) like this. I would like to just use a debit card
      instead and just not have any credit cards.

      Do you all have credit
      cards?

      I am really afraid of having problems renting a car. I go on a few
      trips each year, sometimes alone, and sometimes the rental car
      companies require a credit card and will not accept a debit card. Is
      there a way to get around this?

      What do you all do? What about pre-
      paid credit cards? Do rental car companies take them?

      Other than the rental car problem, is there any other reason why I must
      have a credit card? can a person really get by with just a debit card
      and maybe a pre-paid visa? i just want to get out of this hell.

      your help will be greatly appreciated.

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Budget101 Discussion List Archives Budget101 Discussion List Questions about getting rid of all credit cards