Questions about getting rid of all credit cards

Budget101 Discussion List Archives Budget101 Discussion List Questions about getting rid of all credit cards

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    • #259632

      Hi Everyone,

      I am finally back on the list and received all of your messages.

      Thank you for all of your helpful suggestions! After reading all of

      your replies, I really feel confident about getting rid of my credit

      card. Rather than cut it up or freeze it in water, I decided that I

      am going to send it to my mother across the country with strict

      instructions only to express mail it back if my car breaks down and I

      have trouble renting a car. I have a really old car and it does

      break down sometimes but I don’t want to buy a new one and take a

      huge loan. None of you seem to have trouble renting a car with a

      debit card so hopefully I won’t either. Thanks.

      — In Budget101_@yahoogroups.com, “bodymindspirit7”

      wrote:

      >

      > Once again, I have charged my credit card up to the limit (luckily

      I

      > have a low limit on the card). I have decided that I no longer

      want to

      > have ANY credit cards. They have caused me nothing but trouble. I

      > have been in and out (mostly in) credit card debt for 25 years. It

      is

      > exhausting and there is no way I can live the rest of my life

      (probably

      > at least 40 years) like this. I would like to just use a debit

      card

      > instead and just not have any credit cards. Do you all have credit

      > cards?

      >

      > I am really afraid of having problems renting a car. I go on a few

      > trips each year, sometimes alone, and sometimes the rental car

      > companies require a credit card and will not accept a debit card.

      Is

      > there a way to get around this? What do you all do? What about

      pre-

      > paid credit cards? Do rental car companies take them?

      >

      > Other than the rental car problem, is there any other reason why I

      must

      > have a credit card? can a person really get by with just a debit

      card

      > and maybe a pre-paid visa? i just want to get out of this hell.

      >

      > your help will be greatly appreciated.

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Budget101 Discussion List Archives Budget101 Discussion List Questions about getting rid of all credit cards