Maybe things have changed in the sub-prime mortgage market but we sure needed one when we moved to the US! We couldn't get a mortgage, utilities, a credit card or anything without the formal credit history. I was amazed how many places it popped up as a requirement.
On Mon, Jul 7, 2008 at 11:32 AM, <leigh.drewett@ntlworld.com> wrote:
If you read dave ramsey's book you will see that you actually do not need a formal “credit history” to buy a house. So I would say bye bye credit cards!!
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Val Coulman
vcoulman@gmail.com