Question about how envelope method works exactly…

Budget101 Discussion List Archives Budget101 Discussion List Question about how envelope method works exactly…

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      we use a credit union for our banking and have used them for many years so it

      might be different at a big bank, but they are usually good about refunding

      bounced check fees in a situation such as this. You could try that. Never hurts

      to ask, especially if they want your business. I’d be sick over charges such as

      this. I don’t get why they are so high anyway, its crazy.

      Donna NJ

      =====================

      From: Jen Scherr <jen@desertpleasureparties.com>

      Date: 2007/10/24 Wed AM 11:32:47 CDT

      To: Budget101_@yahoogroups.com

      Subject: Re: Budget101.com : Re: Question about how envelope method works

      exactly…

      Oh I just hate auto pay things~!!  We are now up to $644, THIS MONTH, in

      insufficient funds fees because and auto payment hit ONE day early, and this was

      a “hard date” I had set up with my credit union!!  Oh I am jsut heart broken

      over this…..it is more than I make in a week at both my jobs put together! 

       One has to be so careful with the auto pay system.

       

       
      .
      Original Message —-

      From: armstrca <carmstr1@ems.jsc.nasa.gov>

      To: Budget101_@yahoogroups.com

      Sent: Wednesday, October 24, 2007 7:02:39 AM

      Subject: Budget101.com : Re: Question about how envelope method works exactly…

      Usually, when you set up the auto pay, they will tell you that this check will

      be posted X # of days in advance (usually 3 – 5 days) so it will arrive by the

      date you set it up to be paid on.   You will need to take the lag time

      into account, or don’t set anything up to auto pay – just pay it manually –

      online at your bank (another reason why I don’t set things up with individual

      companies – since I like being in control of my $$$ and can change things

      easily, when I want). Also, once you get the mortgage loan, you don’t have to

      deposit your checks into the bank (unless you think you will refinance within

      the next year) and can use the envelope system.

       From: Budget101_@yahoogro ups.com [mailto:Budget101_ @yahoogroups. com] On

      Behalf Of Amy & Dustin Roach

      Sent: Tuesday, October 23, 2007 10:49 AM

      To: Budget101_@yahoogro ups.com

      Subject: Budget101.com : Question about how envelope method works exactly… 

      I’ve tried setting up our bank acct. to auto pay partial bills all month, but

      this past time they took moneies out early and caused my account to go

      in  arrears

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Budget101 Discussion List Archives Budget101 Discussion List Question about how envelope method works exactly…