- This topic has 16 replies, 1 voice, and was last updated October 23, 2007 at 3:48 pm by .
- October 23, 2007 at 3:48 pm #253848
I have to cirumvent any problems with the bank pulling out the money
before it’s in there, is to actually make sure I send the payment a
few days after my check is scheduled to be deposited. I double check
every month to be sure that the date it’s supposed to be pulled out
is on the right day, if not, I change it.
— In Budget101_@yahoogroups.com, “Monique Burkes”
> As far as the automatic draft, my bank does the same thing. For
> get paid this Friday, the 26th. If I have a bill payment set up
to be paid
> on the 26th, they pull it out of my account on the 25th, which I
> realize. My previous bank didn’t do that. My previous bank
didn’t pull the
> money out of my account until the check actually cleared. Learned
> lesson the hard way, but they refunded my $50 fee.
> But, yes, get direct deposit, then pull the necessary amount out
in order to
> pay your “cash” bills (gas, groceries, clothing, etc).
> On 10/23/07, Amy & Dustin Roach
> > Hi!
> > I was just wondering how exactly anyone that does the envelope
> > makes it work. I was told by our mortgage lender that paychecks
> > to always go into a bank account to help show proof of income,
> > you put the money in the bank and do an immediate withdrawl
> > posts to the account and put it back in when its time to make
> > payment? I’ve tried setting up our bank acct. to auto pay partial
> > bills all month, but this past time they took moneies out early
> > caused my account to go in the rears…costing me close to $100,
> > would give me no credit or real explination as to why the
> > were posted Friday instead of Monday, like they were set up to
> > We are constantly over shooting our budget and it is getting
> > old!
> > TIA,
> > Amy
> Euclid, OH
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