- June 25, 2008 at 10:08 pm #258842
I’ve learned today my liability coverage decreased. I also learned
my collision, rental and comprehensive coverages increased $83.53 for
6 months keeping the $250 deductibles for each. I’ve been driving 21
years without tickets or accidents. Customer service assured me the
increase was not anything I did but it has occurred statewide.
My question to you, since I am concerned, is what to do when my
financing ends for my vehicle. On one hand, if I keep the coverages
as they are, I will be fine should there be a car accident, fire,
theft or vandalism. On the other hand, if I end the collision,
rental and comprehensive coverages, my 6 month policy would drop
dramatically, but should there be a car accident, fire, theft or
vandalism, everything would fall on me financially including repairs
and car rental.
My underinsured, uninsured and roadside assistance did not change.
I’ve done policy comparison periodically but Progressive keeps
I owe $9000 which will end Oct 2009, if I can manage it sooner.
Discounts I receive:
Odometer discount 5% (2004 trailblazer acquired Oct 2003 8 miles now
has 50,009 miles).
Electronic payment discount
My extended warranty coverage bumper to bumper mechanical covered new
gas tank, rodent damage has been paid off.
What would you do and why?
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