Budget101 Discussion List Archives Budget101 Discussion List Progressive Insurance Budget question

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      I’ve learned today my liability coverage decreased. I also learned

      my collision, rental and comprehensive coverages increased $83.53 for

      6 months keeping the $250 deductibles for each. I’ve been driving 21

      years without tickets or accidents. Customer service assured me the

      increase was not anything I did but it has occurred statewide.

      My question to you, since I am concerned, is what to do when my

      financing ends for my vehicle. On one hand, if I keep the coverages

      as they are, I will be fine should there be a car accident, fire,

      theft or vandalism. On the other hand, if I end the collision,

      rental and comprehensive coverages, my 6 month policy would drop

      dramatically, but should there be a car accident, fire, theft or

      vandalism, everything would fall on me financially including repairs

      and car rental.

      My underinsured, uninsured and roadside assistance did not change.

      I’ve done policy comparison periodically but Progressive keeps

      winning.

      I owe $9000 which will end Oct 2009, if I can manage it sooner.

      One driver

      One vehicle

      Discounts I receive:

      Odometer discount 5% (2004 trailblazer acquired Oct 2003 8 miles now

      has 50,009 miles).

      Homeowners’ discount

      Electronic payment discount

      My extended warranty coverage bumper to bumper mechanical covered new

      gas tank, rodent damage has been paid off.

      What would you do and why?

      Thank you,

      Consuelo

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Budget101 Discussion List Archives Budget101 Discussion List Progressive Insurance Budget question