OP: $32K/yr (Low Cost of Living)

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I know that I am late but I wanted to chime in on this.

I live in southeastern Vermont.

My home was purchased for 120,000
I have a subsidized mortgage through USDA rural development.
I pay $568.14 per month for mortgage, taxes and house insurance.
Car payment $160.00 per month (2001 Dodge Stratus)
Electricity: (stove, lights, fu rnace etc) $55 per month
Heating fuel: i paid $400.00 for 4 cord of wood
Oil: roughly $50.00 per month
Land line telephone $30-$40 per month (I'm shutting this off)
Cell phone $60ish per month
Gas for car: currently $2.78 per gallon, costs me about a tank a week traveling to and from work etc.
Groceries:
I buy raw milk for about $2.69 per half gallon
fresh free range eggs $3.00 dozen
grass fed humanely raised beef (one steak a week for about $8.00)
other groceries for famiyl of 3, $65.00 per week.
Trash removal: $8.00 every week
minimal cable tv: $18.00 per month
My salary (soon to be fortified with the salary of my significant other who will be joining us) is $30,640.00 per year. (14.84 per hour)

I think that's all??? I also pay $415.00 per month towards debt(with a debt mgmt company, it'll be paid in full in 3.5 more years)

Marie in Vermont

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