- This topic has 45 replies, 1 voice, and was last updated June 24, 2003 at 10:57 pm by .
- June 24, 2003 at 10:57 pm #250141
I am new here. My names Erin. Im 25 – and just really learning how to
manage my money. 😉
I have quite a bit of debt, and am trying to come up with a live-able
My take home pay is roughly $1640 a month. This is the estimated
budget I have come up with, but really want to see if I can refine it
and tune it. Was hoping you all could help!! 😉 Lucky you!!
$226 Car Payment
$250 Credit Cards & Misc. Other Bills
$130 Insurance (Auto & Renters)
$150 Food (For Myself & My Puppy & My Fish)
$50 Mobile Phone Bill
$20 Home Phone
$40 Direct TV
$100 Spending Money/Entertainment
That leaves roughly negative $1.00. I ideally would like to save,
though, that is hard on my limited income. Any advice? I eat a strict
diet, so I cant cut back on my food moneys. Obviously some of the
above arent necessities such as 2 phones, tv etc – but I have a
quality of life factor Id like to keep in mind.
I am saving through work with a 401K & I also get health care through
work. So those are not included above.
Maybe I should be more open minded?!!?!?!
Any advice would be most helpful!!! Thanks so much!!!
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