Newbie Here – This Budgeting Thing is All New To Me!

Budget101 Discussion List Archives Budget101 Discussion List Newbie Here – This Budgeting Thing is All New To Me!

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      Hi All. I don’t think I’ve ever had to budget in my life but now I
      do because I have a serious back injury, and I cannot work right
      now, and I have $35k in debt that is quickly becoming an issue.
      With a six-figure income, a measley $35k isn’t an issue, but now
      with no work, debt, a large mortgage, etc., it IS.

      I’ve started a web site to collect donations in exchange for
      recipes, or some type of entertainment to visitors (again, all new
      to me so I’ve asked their help in what they’d like to see in
      exchange for (optional) donations…. I don’t believe in asking for
      $$, or simply “panhandling,” without providing a service of sorts in
      exchange. The site is http://www.injuryfund.com and I’m open to ALL
      suggestions. I just put it up so the recipes section isn’t there
      yet, which I’m planning to have there as part of the service.

      So, my first question to all of you veteran budgeters:

      When you first began to budget, what would you say is the single
      most important thing (or initial thingS) you had to adjust. Again,
      I am new at this. I was the person earning a great living that
      never needed to check prices at the grocery, etc. So, besides “not
      going out and buy a Mercedes,” (lol) what are some crucial points of
      advice?

      All is appreciated!

      By the way, I put up some stuff on eBay too which, hopefully, will
      bring in some interim cash.

      Thanks all!
      Darlene

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Budget101 Discussion List Archives Budget101 Discussion List Newbie Here – This Budgeting Thing is All New To Me!