new and Re: debt management & bankr.

Budget101 Discussion List Archives Budget101 Discussion List new and Re: debt management & bankr.

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      [moderator’s note: everyone, just a heads up. the very sensitive bankruptcy
      thread needs to wind down and close. some hurt feelings have occurred despite
      efforts not to have that happen.

      we appreciate your (general term here and no
      reflection on our new member, jeanna, who we welcome here) changing the subject
      line to reflect the ending of the thread. thank you.]

      hello, i am new to the group and thought i would intro myself and
      then comment on this thread.
      my name is jeanna, i am 37 and live in NC. I have been married for
      17 years in May to Ken, my sweetheart still. We are the proud
      parents of 2 kids, 1 ds-Nathan 15 and 1 dd-Marina who will be 10 in

      I have had fibromyalgia for 6 years and have had to stop
      working after many tries at holding a job. I practice much
      frugalality (word?). We grow our much of our own food which I can
      and freeze every year.

      I also make most of my own mixes and
      condiments. We also raise our own pork and beef every year. This is
      economical for us because my husband raises cattle and the pigs we
      get in May and raise for the fair and sell all but one so it pays for
      it’s self.

      We cut our own hair, drive vehicles that are older and
      paid for with cash. We do not eat out or go out for entertainment.
      The only things we do that are not frugal are having the internet
      and Dish network.
      After saying all this I want to say the we are looking at
      bankruptcy/forclosure because my husband does not make enough money
      to make the housing expenses our house takes. He makes $2000 and
      almost half goes for housing, and this is not including electricity
      or heating.

      I also have continueing medical bills and some medical
      treatments which I have not been able to do because of money
      problems. My point is sometimes it is not that the person does not
      know how to budget it is that there is not enough money and yes we
      have sold pretty much everything that we could get money out of.
      Where I live yard sales are not money makers. My sister and I had
      one a couple of weeks ago and made about $50.00 between us.
      I am not saying all of this because I am mad, but because I just
      thought maybe another prespective was needed.

      [snipped for brevity]

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Budget101 Discussion List Archives Budget101 Discussion List new and Re: debt management & bankr.