My introduction…

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      If you don’t end up able to work, then you reduce the bills.

      We were spending like that for our family of 8 and then I realized that we

      were spending $1,000 a month for food. YIKES. With a little care and

      attention, I can purchase twice that amount of food for my family for about

      half the money. I’ve dropped the spending to $500. We were spending maybe

      $600 a month on gasoline. Another YIKES. We get up a tad bit earlier and

      catch the bus from home to work instead of driving to the Park and Ride.

      Gas has dropped to $150 a month.

      As I tell my kids, you CAN do anything you put your mind to. When you pay a

      high car payment for the nice new car you bought, you end up paying huge

      amounts for a car that is worth nothing a few years later. Why not drive a

      more modest car for a little while, save up and pay cash for that nice car?

      You are going to make the $500 a month car payments – why not pay them to

      your savings account and not GMAC? You end up saving thousands on the car

      alone. And the peace of mind that no bank is going to take it away from you


      People seem trapped in the “entitlement” mentality and feel that they have

      to carry all this crushing debt for “normal life.” And we don’t. We can be

      free. We can work hard of course. And we should. And we should have peace

      after it.

      On Fri, Jul 11, 2008 at 7:13 AM, Suzi McMullen <> wrote:

      > I bring in about 4,000-5000 per month. My bills are nearly as high.

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