money for the holidays

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By Shirley

Thought I would start this discussion because of the posts I've read (not
just here, but in other groups) about not having any money for the
Holidays.

Here are the "events" that I have to purchase cards and/or gifts for:
January - Dad's birthday (present)
               sister's birthday (card only)
               anniversary for uncle/aunt (card only)
February - Valentine's day
March - my birthday
             niece's birthday (card only)
April - nephew's birthday (card only)
           sister-in-law's birthday (card only)
           Easter
May - parent's anniversary
(present)
          Mom's birthday (present)
          Mother's day (present)
          nephew's birthday (card only)
          our anniversary (weekend get-away)
June - Father's day (present)
July - daughter's birthday (present)
          brother-in-law's birthday (card only)
          sister's birthday (card only)
          further brother-in-law's birthday (card only)
          uncle's birthday (card only)
September - son's birthday (present)
October - sister-in-law's anniversary (card only)
                aunt's
birthday (card only)
                sister's anniversary (card only)
November - great aunt's birthday (card only)
                   niece's birthday (card only)
December - husband's birthday (present)
                   Christmas

That's why I shop year round and take advantage of sales, etc. Not only
do I have my Christmas shopping done for this year, I've got my birthday
presents purchased for the beginning of next year.

With some planning and organization you can spread out these "expenses"
to fit into your budget.

Not patting myself on the back. Just trying to explain that I can be done
and is such a blessing to not have that "it's Christmas and we have no
money"
blues.

What does your list look like?

How can you organize and budget to purchase items in advance?

                     God Bless You,
´’·.¸¸.·’´’·.¸¸.·’´’·.¸¸.·’´RacheLenn’·.¸¸.·’´’·.¸¸.·’´’·.¸¸.·’´’·.¸¸.·’
                              :):)

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