Mom as credit agency

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      Frugal baby, but not so frugal 13 year old. I’m trying to teach both my boys to
      be frugal. Any money they get, they keep 1/2 and 1/2 goes to the bank with few
      exceptions.

      My 13 year old wants “his” money from the bank whenever he wants
      anything. I am trying to also not loan them money or let them buy anything on
      “credit” (with me being the credit agency). I always hear “I have money at
      home” or “I’ll pay you back”.
      Does anyone else do that and does it work for you?

      [Non-text portions of this message have been removed]

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