Mom as credit agency

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      I have a 7 and 8 year old. I do not loan them any money because when it comes
      time to pay up the amount always changes, they already paid, or they don’t
      figure on tax. Or whatever other excuse they can think of so I do not loan
      money.
      If we are at a store and there is a great sale, I buy it and if they have the
      money they can buy it from me when we get home other wise it is a gift saved for
      an occasion.

      They have learned that if they have not saved enough money when
      that great secondhand item is for sale, Mom’s price might be higher because she
      had money saved up and didn’t waste it on candy.
      Cindy in AL

      [Non-text portions of this message have been removed]

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