Long Term Goals(Long)

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      DH makes more than enough money for our bills, but we are always
      broke & making a trip to the pawn shop. Dh’s allowance is more than
      enough, but he was always broke before his 2 weeks were up. He
      started writing EVERY penny he spent & realized that he was spending
      too much of large breakfasts, lunch, & too many cokes.

      He has now
      rationed himself to 2 cokes per day & a small breakfast & lunch.
      This is working out great & I’ve also started it. We will be filing
      the big “B” in May because it would take 10 years to pay everything &
      get our credit straightened out, & with our 4th child on the way, we
      can’t afford a 3 bedroom mobile home for much longer.
      We have to disipline our spending NOW if we want to meet our long
      term goals. I will be finished with school in September & start
      working in January, so all of my income will go to savings for our
      goals which are:
      June 2004 – Buy 5 acres & a 4 bedroom trailer(have $ 13,500 for down
      payment)
      November 2004 – Buy another used truck(pay cash – $ 10,000)
      April 2006 – Start building our house(have $ 34,000 to start)

      I know these prices are a lot, but if we start now & have discipline
      we can meet them. It won’t be an easy road, but we are determined to
      be in our dream home by the end of 2007.

      China

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