intro, and credit card wrangling question

Budget101 Discussion List Archives Budget101 Discussion List intro, and credit card wrangling question

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      Hello!

      My name is Vincent Cuenca, and I live in St. Louis, MO. I have a lovely wife of
      nearly three years, and a 14-month-old daughter who
      seems to grow every time I blink. We do a pretty good job of managing our
      expenses, but occasionally we throw over the traces and
      things get out of hand.

      Hopefully, I’ll be able to get some ideas for reducing
      costs and keeping ourselves within our limits.

      I do have a question about managing credit card debt. I had this idea of
      continually transferring the debt from one card to another,
      taking advantage of the zero-percent introductiory APR offers. I’d just keep
      throwing money at it and bouncing it around every few
      months until it went away.

      I’m not sure how this would affect my credit,
      though. Has anyone on the list done this successfully, and
      dowes it have any negative effects on one’s credit?

      Thanks in advance,

      Vince

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Budget101 Discussion List Archives Budget101 Discussion List intro, and credit card wrangling question