intro, and credit card wrangling question

[Guest]

Hello!

My name is Vincent Cuenca, and I live in St. Louis, MO. I have a lovely wife of
nearly three years, and a 14-month-old daughter who
seems to grow every time I blink. We do a pretty good job of managing our
expenses, but occasionally we throw over the traces and
things get out of hand.

Hopefully, I’ll be able to get some ideas for reducing
costs and keeping ourselves within our limits.

I do have a question about managing credit card debt. I had this idea of
continually transferring the debt from one card to another,
taking advantage of the zero-percent introductiory APR offers. I’d just keep
throwing money at it and bouncing it around every few
months until it went away.

I’m not sure how this would affect my credit,
though. Has anyone on the list done this successfully, and
dowes it have any negative effects on one’s credit?

Thanks in advance,

Vince

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