In need of advice…

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    • #250057

      I would like to say hello! I am new to this group and I need some
      sound advice. I work hard to pay my bills, but my husband and I
      have accumulated a large amount of credit card debt over the last
      few years. Unfortunately, his income as a musician does not appear
      on our credit reports, so most creditors look at our debt to income
      ratio and refuse to help us. I pay all bills on time, but we barely
      have anything left over when he’s not touring with the band. Our
      credit card debt is right at $20,000. I am not looking for a quick
      way out- I would just like to be able to get all (or most) of my
      debt consolidated to one payment with a descent rate and not get
      ripped off or end up with poor credit marks. Does anyone out there
      have any advice???? Thanks in advance!!

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