Budget101 Discussion List Archives Budget101 Discussion List How to convince someone to budget and save

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      I’m going to swim against the current here. You can’t throw a child

      out and I’m going to take your word for it that it wouldn’t set well

      with family if you kick them out. So don’t.

      but – if they are not working and contributing a fair share to the

      household – then they have no say in how you run your household.

      you and your wife need to sit down and decide on a budget, etc. if

      this “visitor” has access to any of your charge cards, bank accounts,

      etc. – remove them!

      while you’re working on the new budget – work on a division of

      household work too unless this is already working out.

      once you have everything down on paper – you hold a “family meeting”

      with everyone including kids present.

      you state that you must get a handle on expenses, savings, time,

      etc (your life, basically)

      from this day on, this is your budget (you need not divulge the exact

      budget you can merely say – you have a new budget in place with an

      emphasis on savings) you can say something like the budget will be

      strictly enforced for 3 or 6 months and then you’ll take a look at

      how its working but for that amount of time there will be no buying

      extras.

      You can then outline household duties and throw in something fun –

      like the first Saturday will be picnic day or movie day or just a fun

      day.

      If your visitor protests – tell them you’re sorry but when they have

      their own house they can make the rules – this is your house/life and

      they’ll have to abide your rules while they live there.

      In brief – treat them like a child which is what they are still –

      they are a dependent under your roof – no matter the age – you are

      supporting them, they live in your house – so your rules.

      Maybe, just maybe, they won’t like it and will find another place to

      live without your having to ask them to leave. Worth a shot!!

      In the meantime – maybe you’ll get a handle on your finances & get

      them where you want them. Good luck. KarenMO

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Budget101 Discussion List Archives Budget101 Discussion List How to convince someone to budget and save