- This topic has 1 reply, 1 voice, and was last updated December 13, 2007 at 4:53 pm by .
- December 13, 2007 at 4:53 pm #254726
We sold our old house last yr to my nephew and his girlfriend…she
wasn’t working at the time…but her credit rating was better than my
nephews and he couldn’t get it financed without her credit..go figure…
Good luck..hope it all works out for you…please let us know how it
works out for ya!
On 12/13/2007, “Tressa Watts” <TressaPSGT@hotmail.com> wrote:
>I have recently found a house we would like to buy. It is 2 times the size of
my house but with the equity built up in my house we would only be increasing
our mortgage by $10,000. Not to mention less money spent on irrigation, and pool
chemicals for our inground pool. My concern is….I do not have the best credit
rating. Went through a divorce 5 years ago and still “rocked” a little from it.
My credit rating is around 600. My boyfreind of 4 years has Perfect credit..like
in the 800s. Our problem is…he has ZERO income but the good credit rating. (he
is a full time college student) I make $68,000 a year. We will be putting down
$60,000 on a $170,000 house. If we are not married can we get a loan together
with his good credit and my low debt to income ratio but BAD credit? Would it
help or hurt if we are married?
>Tressa in Washington
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