Home buying question

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      We sold our old house last yr to my nephew and his girlfriend…she

      wasn’t working at the time…but her credit rating was better than my

      nephews and he couldn’t get it financed without her credit..go figure…

      Good luck..hope it all works out for you…please let us know how it

      works out for ya!


      On 12/13/2007, “Tressa Watts” <TressaPSGT@hotmail.com> wrote:


      >I have recently found a house we would like to buy. It is 2 times the size of

      my house but with the equity built up in my house we would only be increasing

      our mortgage by $10,000. Not to mention less money spent on irrigation, and pool

      chemicals for our inground pool. My concern is….I do not have the best credit

      rating. Went through a divorce 5 years ago and still “rocked” a little from it.

      My credit rating is around 600. My boyfreind of 4 years has Perfect credit..like

      in the 800s. Our problem is…he has ZERO income but the good credit rating. (he

      is a full time college student) I make $68,000 a year. We will be putting down

      $60,000 on a $170,000 house. If we are not married can we get a loan together

      with his good credit and my low debt to income ratio but BAD credit? Would it

      help or hurt if we are married?

      >Thank you,

      >Tressa in Washington


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