› Budget101 Discussion List Archives › Budget101 Discussion List › Holiday No-Nos: What Not To Do This Holiday Season
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September 11, 2009 at 3:04 pm #276265
rtebalt
Don’t throw away the receipt and packing materials
This is one of those things that might seem too obvious to list but it happens. People misplace receipts and toss the empty box after unpacking the item. But, some stores, like Target, require all original packing materials when returning electronics and appliances.
Be careful when buying gifts that require a monthly charge
Everyone has bills so if you buy someone a gift that requires a monthly charge then the courteous gesture the gift-giver is to absorb the monthly payment for about six months as part of the gift. This way the person who receives the gift has a good length of time to decide if this gift is worth keeping after your 6-month payment period expires.
It’s tempting to buy something for yourself when shipping for others. But, don’t get sucked into the no-interest financing deals or use your credit card without thinking about the long-term impact your purchase will have on your budget. You’ll see some pretty good sales on electronics equipment from now until the end of the year.
Say “no” to the impulse buy this holiday season and “yes” to financial bliss in the New Year.
Restocking fees are those pesky charges stores put on the consumer for returning electronic items. They can range from 10 to 30 percent or higher depending on the store and item. Be sure to read the fine print before buying and question the salesperson about restocking fees. If the store has restocking fees then consider buying the item at another retailer.
You can always request a price match from the restocking fee store to get the better price.
If you are traveling this holiday season or are planning on buying something for someone that is traveling then make sure you know the address where the item should be shipped to. You might think this is a non-issue but a couple of years ago I ordered a golf club online and shipped it to my home address. That was fine only I wasn’t at home when the package arrived.
I was at my Mom’s house playing in a 3-day golf tournament. So, I wasn’t able to use the club in the tournament.
Buying something that someone doesn’t have interest in or need is a no-no. It shows the person that either you don’t know them or didn’t think about what they could really use. Instead, think about their viewing habits, listen to what they talk about and take a look at their television and related components.
Don’t buy something for yourself and pawn it off as a gift
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September 11, 2009 at 10:47 pm #424885
brchbell
We came up with a “Remember the reason for the Season” idea for our family a couple years ago and decided to go with homemade gifts. It was such a hit we’ve kept on doing it! Handmade quilts, family calendars made on our computer, recipe books with family pictures and stories tided in, the list we’ve had goes on and on!
with 7 of us we never know what is going to show up! We love it!
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› Budget101 Discussion List Archives › Budget101 Discussion List › Holiday No-Nos: What Not To Do This Holiday Season