Introducing myself. Raised in North Carolina. Husband and I are now living in northern Virginia with one of our daughters and her family. We are semi-retired (well, my husband is), sharing their house and helping with our grandchildren. So, I am back to looking for ways to save money for a household of 6: 4 adults and 2 elementary school age children. In the summers, there are 2 additional grandchildren: 1 in elementary school and 1 teenager. Glad I found this site.