Hi new here

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      I am new to the list. I have tried hard to save money and budget our
      income, but I may need some more help. My husband works for a major
      airline and we are looking at a very large paycut. I will need to
      really tighten our belts. So any advice, tips, etc. I am open to.
      My name is Nancy and I live in Ca. Mother of three, two still at
      home, one married.

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