Hi! I am new to the group!

Budget101 Discussion List Archives Budget101 Discussion List Hi! I am new to the group!

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      Welcome Katie, There is a way out. It just takes time. I have been reading every bit of financial literature that I can find. Most of it from the library. I also get a couple of magazines. (Good thing to ask for as a holiday gift – a subscription to Money magazine or Smart Money or Consumer Reports Money Advisor, etc.) I have decided and I keep explaining to my husband, no credit cards in 2008. We are also going to use cash as much as possible, meaning no debit card either. I have had it with paying fees and losing money that way. Hang in there! Herlean

      Katie wrote: Hi I just wanted to introduce myself, since I am new to the group. My
      name is
      Katie and I am a married mother of 3 wonderful kids. Trevor
      10, Hannah 4 and Bret 2. I work full time and my husband works full
      time also. We built a house a few years ago and really got taken by
      the contractors, then when our youngest was 3 wks old he got put in
      the hospital and my husband had to choose taking us to the hospital or
      his job. Well he chose his job. Well we got behind. Our credit is
      shot. Now I can’t seem to get back on track. Before all of this I
      had an 800 credit score now it is very low. Right now we are just
      making enough mney to pay our bills and that is it. If anything extra
      comes up we are hosed. We have to borrow from someone and then we are
      behind even more. If anyone can help me out with any advise I would
      really appreciate it. There is way more to this story but I didn’t
      want to make my first post too long! Thanks in advance! Katie

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Budget101 Discussion List Archives Budget101 Discussion List Hi! I am new to the group!