Get a Money book or a computer programas Quick books
make a list of all the major bills, food,clothes entertaiment etc.
Then once everything is paid down
see what is left
put the rest in a savings account
It’ll kill at first but i will help you in the long run and become an
aouautomatic system for you
it has helped for me
arlisa
— In Budget101_@yahoogroups.com, “shadistin3” wrote:
>
> I am a working mother of 3. My husband and I make decent money but
we
> are always broke!!!!!!!!! We never are able to keep the bills in
> line. A lot of it is my fault. I just can’t seem to buckle down.
I
> don’t manage money well. I need tips on saving money on food,
> household items, etc……I don’t blow money, I just don’t put
> important things first then I freak out when I am behind. Sounds
> immature I know. Any advice would be helpful.
>
> Thank you.