- July 24, 2008 at 12:15 am #260622
Are you on Dave Ramsey’s babystep program? (can’t remember).
First step is to have $1000 in savings. Second step to get completely out
of debt except for house, and third is to put 3-6 months bills in the bank.
On Sat, Jul 26, 2008 at 11:52 AM, Suzi McMullen <email@example.com> wrote:
> Very true. I am going to get the groceries down first and then tackle
> the rest. For the last few years we have had a very bad habit of spending
> 300+ per month on fast food, pizza hut etc. Being open 7 days per week and
> serving 3 meals and 3 snacks per day can become really exhausting. So I
> always tell myself we’ll do it now and then we’ll cook all week. But it
> doesn’t work out that way. So if I learn to discipline myself to cook no
> matter what, buy from Angel Food Ministries and follow the sales for
> everything else, I think I can free up as much as 400-600 per month. I
> really want to get about 3 months worth of bills in the bank. That really
> ought to be my next step with this savings.
> From: J Diane Northcutt
> Subject: Re: Budget101.com : Budgeting Issues
> I agree , you can make a budget based on averages for the last few months.
> If you know some figures for sure ,then put those in that way.
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