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      When we went through the Financial Peace course, they taught us to make a new

      budget evey single month. Every month is different. Income may be different,

      obligations may be different. Dave Ramsey teaches you to plan each month

      individually.


      Original Message



      From: Suzi McMullen

      Subject: Re: Budget101.com : Budgeting Issues

      I guess I don’t understand the concept of setting a budget at some arbitrary

      amount that includes savings if savings isn’t there.

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