When we went through the Financial Peace course, they taught us to make a new
budget evey single month. Every month is different. Income may be different,
obligations may be different. Dave Ramsey teaches you to plan each month
individually.
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Original Message
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From: Suzi McMullen
Subject: Re: Budget101.com : Budgeting Issues
I guess I don’t understand the concept of setting a budget at some arbitrary
amount that includes savings if savings isn’t there.